Bridging finance in Scotland
Short-term finance for property purchases and projects.
Looking to buy a property but haven't sold yours yet? A bridging loan could help. Bridging finance is short-term borrowing secured on property, often used to buy before a sale completes, to buy at auction or to fund a refurbishment before refinancing onto a longer-term mortgage.
Because bridging is short-term, the way you will repay it (your exit) matters from day one. We help you think it through before you commit, and explain all the costs involved.
To confirm with Freedom Financial: Compliance to confirm the wording on regulated and unregulated bridging.How we help
- Buying before selling
- Bridging can fund a purchase while a sale completes.
- Auctions and refurbishments
- Short timescales and properties that need work are common reasons for bridging.
- A clear exit
- We plan the route out, whether a sale or a refinance, from the start.
Common questions
What is bridging finance used for?
Common uses include buying a property before selling another, buying at auction, and funding refurbishment work before refinancing onto a standard mortgage.
Is bridging finance regulated?
It depends on how the property will be used. Some bridging loans are regulated and others are not. We will explain which applies to you.
What happens when you get in touch
Book an appointment
We look at your options
Our recommendation
Application
Offer and completion
We stay in touch
Related
- HMO mortgagesHouses in multiple occupation, let room by room.
- Portfolio landlordsGrowing, refinancing or reorganising a portfolio of rental properties.
- Commercial mortgagesFinance for commercial and semi-commercial property.
Request a call back
Talk to a specialist
Book an appointment at a time that suits you, call the office, or ask us to call you back. We are here to help.