How to get a buy-to-let mortgage, step by step
We are with you every step of the way, from the first conversation to completion, and beyond.
Six steps
Book an appointment
Tell us about yourself, the property and what you want to achieve. Book online at a time that suits you, or call the office.
We look at your options
We research lenders whose criteria fit your circumstances and the property, and explain any costs up front.
Our recommendation
We explain what we recommend and why, with the pros and cons, so you can make an informed decision.
Application
We prepare and submit your application, and deal with the lender, valuer and your solicitor on your behalf.
Offer and completion
We keep you updated until the mortgage offer is issued and your purchase or remortgage completes.
We stay in touch
We contact you ahead of your product end date, typically around seven months before, to review what comes next.
Read the transcript
Planning a buy-to-let property? New to the buy-to-let market or looking to expand your property portfolio? The best way to achieve your property objectives is working with someone who knows the ins and outs of the buy-to-let market. We exclusively provide mortgages for property investors, developers and landlords. Freedom Financial are the mortgage brokers for property investors. If you want to find out more, just give us a call or reach out on the contact form below. We are here to help.
What you'll usually need
Every lender is different, and your adviser will confirm exactly what's needed for your case.
- Photo ID and proof of address
- Proof of income, such as payslips, or accounts or tax calculations if you are self-employed
- Recent bank statements
- Evidence of your deposit
- Details of the property and the expected rent
- For portfolio landlords, a schedule of your existing properties and mortgages
New to letting in Scotland? Start with our landlord guides.
Ready for step one?
Book an appointment at a time that suits you, call the office, or ask us to call you back. We are here to help.